The family meal is easy to budget for, I can go on their website and look at their menu prices. I always order a tap water as well - the last time we ate out for lunch I pointed out to my husband that his Pepsi cost almost the same as our daughters lunch and he was horrified!
Same with the lunch with friends I'll find out where we're going and see if they do a voucher as well.
As my pay is so low next month I really need to be careful and not spend anything, especially with food shopping. I have a list, I'm going to stick to it! Got to do some home baking instead of buying snacks, cut down portion sizes, stretch meat as far as I can, try and sell some more things. Determined to do all of this and still have a good couple of months and get out and about.
https://www.youtube.com/watch?v=GgBpyNsS-jU
xx
I'll try and have a look at that link later. I keep a close track on our finances too. We are on a very tight budget so need to be careful. Thank you for visiting my blog. X
ReplyDeleteThey are really good videos :-) I love watching them xx
DeleteI might've commented on budgeting before, but I do much as you do, only it's not a salary/wages going into the account once a month, but pension now I'm older, shall we say! Like you, I deduct all the amounts which will be subtracted and see what's left to use for food/petrol/everything else after all the major bills such as council tax, gas, electricity, insurances, etc. But then I work out how many days we have to go until the next amount goes into the account, so that gives us an amount per day that we can spend if we wish. Days without spending equal a larger daily spending rate for those that remain.
ReplyDeleteMargaret P
Hi Margaret, is the amount per day to spend as you wish on treats and things? Good idea :-) xx
DeleteNo, the amount per day, i.e. what's left divided by the number of days left to the next money-in day, is just a guide line. It means that if we go out and spend double the tentative amount for a day, we don't spend for two days, ditto if we have to go and do a big shop that takes up three days' money, we don't spend for three days, and so forth. It's just a guideline. We seldom spend frivolously, unless of course you count flowers for the house, nice soap, and books from Amazon (usually around about 1p plus postage, sometimes a bit more but then, I get my writing work published and that pays for such things as books) and things for the garden (as plants for the garden could be classed as non-essential, just life-enhancing.)
DeleteMargaret P